The cash value of life insurance
Exempt life insurance policies have two main benefits. The death benefit is tax free, and the accumulation of cash values are tax sheltered. But what about accessing the cash value?
Missing days
It's not timing the market. It's time in the market that matters.
Corrections are normal
Why do we invest in the equity markets? Is it because we love the day to day volatility? Of course not.
The yield curve is flattening. Should we fear a recession?
The 10 year- 2-year U.S. Treasury yield curve has flattened materially over the last few months. The drop in spread of around 100 basis points since October has many calling a US recession.
What is an insurance trust
An insurance trust is a tool used to help ensure that proceeds from a policy are distributed to beneficiaries in the way that the policy holder intended.
Volatility
A rollercoaster of emotions
